Determining the correct type of insurance can be quite a challenge, especially for food truck owners. Your food truck serves double duty as both a restaurant and a vehicle, necessitating specific insurance coverages. Our team at R&R Insurance Group LLC is dedicated to guiding Quakertown, PA, food truck owners through the ins and outs of appropriate insurance for their mobile restaurants. We assist food truck owners in exploring their options and understanding the unique insurance needs of their roaming restaurants.

What is restaurant insurance?

Restaurant insurance grants liability protection for restaurants. It comprises various customizable coverages to cater to the distinct needs of different types of restaurants. Restaurants have to uphold and maintain numerous certificates and inspections, which may also be part of insurance requirements. Additionally, safeguarding your restaurant’s structure is usually incorporated into the restaurant’s insurance coverage. However, like many insurance policies, there are ample customizable options to benefit from.

I have a food truck. Do I need restaurant insurance?

As a food truck owner, you deal with both a vehicle and a restaurant. Therefore, you need insurance that caters to the needs of both these aspects. This includes a business owner’s insurance policy, also known as BOP. You’ll also require commercial auto insurance, as your restaurant doubles as a vehicle— a mobile restaurant. You might require other coverages as well. Most insurance policies can be custom-tailored and structured to cater to your unique needs. Feel free to call us if you have other questions regarding restaurant insurance and what it covers. We would be delighted to answer all your queries and assist you in exploring your options.